Our products

We offer a complete suite of payment solutions tailored to different operational needs: Payments Gateway, Payment Link, Smart Terminal, and Remittances API. Whether you need online payment processing, remote collection, in-store terminals, or a turnkey cross-border remittance stack, we've got you covered.

🔗 Payments Gateway

Want to send or receive payments and leverage your own infrastructure? Payments Gateway is for you. Streamlined domestic and international payments for platforms of all sizes

Our Payments Gateway API is designed for businesses that want to send or receive payments efficiently — domestically or internationally — while retaining control over the user experience and compliance policies.

✅ Ideal for:

• Domestic platforms looking to streamline fund collection and payouts
• Marketplaces, SaaS platforms, and service providers managing supplier or user disbursements
• Licensed fintechs or financial institutions with their own compliance stack

🚀 Key Features:

• Handle domestic and cross-border payments using card (AFT/OCT), bank transfers, and ACH
• Leverage our orchestration platform, maximizing anti-fraud controls and different routes for authorization
• Tokenize and store cards securely with PCI-compliant infrastructure
• Trigger 3D Secure (3DS) authentication for enhanced payment security
• Integrate webhooks for payment status updates and reconciliation tools
• Maintain control over KYC, fraud, and compliance processes, if desired

📱 Payment Link

Collect payments remotely — customers receive a payment link on their phone and fund transactions in real time

Payment Link is a remote payment solution designed for AFT programs. Customers receive a secure payment link via SMS or WhatsApp to fund money transfers, top-ups, bill payments, prepaid card loads, or wallet balances. The link is generated via API and the result is sent back to your system in real time via webhook.

✅ Ideal for:

• Money transfer operators accepting remote funding from senders
• Top-up and bill pay platforms collecting payments without a physical terminal
• Prepaid card programs enabling remote card loading
• Any AFT program that needs to collect card payments without the customer being present

🚀 Key Features:

• Generate payment links programmatically via API
• Deliver links via SMS or WhatsApp
• Real-time payment processing and instant webhook notifications
• PCI-compliant checkout with 3D Secure support
• No app required — customers pay from their phone browser

🖥️ Smart Terminal

Accept in-person card payments with NFC tap-to-pay and manual card entry at agent locations

The Smart Terminal is a card-present payment solution designed for AFT programs. It supports NFC contactless payments from cards, phones, and wearables, as well as manual card entry. It runs on the same platform as the Payments Gateway and Payment Link, sharing routing intelligence and fraud prevention.

✅ Ideal for:

• Money transfer agent locations processing walk-in customers
• Top-up and bill pay points of service
• Prepaid card loading at physical locations
• Any AFT program that processes in-person card payments

🚀 Key Features:

• NFC tap-to-pay for contactless card, phone, and wearable payments
• Manual card entry for fallback scenarios
• Lower card-present interchange rates
• Unified reporting across all channels (API, remote, in-person)
• Smart routing through the Inyo gateway for optimal authorization rates

🔗 Better Together: Gateway + Payment Link + Smart Terminal

The Payments Gateway, Payment Link, and Smart Terminal are designed to work as a unified AFT platform. Running all three products together increases authorization rates and revenue by sharing routing intelligence, fraud signals, and transaction data across every payment channel.

🌍 Remittances API

Cross-border payouts with built-in compliance, KYC, and licensing

The Remittances API builds on our Gateway infrastructure and adds a full regulatory layer — including KYC onboarding, AML screening, and audit-ready transaction controls. It’s the ideal solution for platforms looking to offer international transfers or gig payouts without managing complex compliance requirements.

✅ Ideal for:

• Platforms without payment licenses
• Gig and creator economy tools
• Global payroll and disbursement platforms
• Remittance startups or apps looking to launch quickly under a compliant framework

🧩 What’s Included:

• All features of the Payments Gateway, plus:
  • Built-in KYC/KYB onboarding flows
  • Real-time AML & sanctions screening
  • Transaction monitoring and fraud detection
  • Regulatory reporting and compliance management
  • Access to Inyo Global’s licensing coverage

🔍 Choosing the Right Product

💡 Let’s Get Started

Whether you need modern rails for domestic payments or a fully managed remittance stack, Inyo Global makes it easy to build, scale, and stay compliant.

👉 Explore the docs or contact us to learn more.