Reference Data

Reference data endpoints return country-specific information needed to build forms, validate inputs, and populate dropdowns before creating payments, persons, or accounts.

Endpoints

• Banks — Look up a bank by number or list all banks in a country
• Schemas — Retrieve country-specific field requirements for accounts, payouts, and persons

Caching

Reference data changes infrequently. Cache responses for up to 24 hours to reduce API calls and improve performance.