---
description: >-
  Card payment operations: authorize a card token, handle 3DS challenges, capture authorized funds, and issue refunds or voids.
---

# Card Payments

Card payments follow a lifecycle: **Tokenize → Authorize → (3DS?) → Capture → (Refund?)**

| Step | Guide |
|---|---|
| 1. Tokenize | [Tokenizing Cards](../../../tokenizing-cards.md) |
| 2. Authorize | [Authorizing a Card Payment](authorizing/) |
| 3. Handle 3DS | [Handling 3D Secure](authorizing/handling-3d-secure.md) |
| 4. Capture | [Capture](capture.md) |
| 5. Void | [Void](void.md) (before capture) |
| 6. Refund | [Refund](refund.md) (after capture) |

For AVS and CVC verification details, see [Handling AVS / CVC](authorizing/handling-avs-cvc.md).