Payments Gateway
The Inyo Payment Gateway provides a unified API for pull (collect) and push (payout) operations across multiple payment methods and providers.
Capabilities
| Feature | Description |
|---|
| Card Payments | Accept Visa, Mastercard, Amex, and Discover via tokenized card data |
| ACH Transfers | Pull funds from US bank accounts |
| International Payouts | Push to cards, bank accounts, PIX, and wallets in 165+ countries |
| 3D Secure | Built-in 3DS authentication with Cardinal |
| Smart Routing | Automatic provider selection for optimal success rates |
| Fraud Prevention | AVS, CVC verification, velocity controls, and built-in anti-fraud |
| Payment Link | Remote AFT collection via SMS or WhatsApp — money transfer, top-up, bill pay, prepaid, and wallets |
| Smart Terminal | In-person AFT collection with NFC tap-to-pay and manual card entry at agent locations |
Documentation Guide
